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Routines. Energy Management and Mortgage Broking. 

October 1, 2021
Routines. Energy Management and Mortgage Broking. 

Daily steps, daily motivations and daily actions become your new normal when you are searching for success. Why? Because success comes from small steps, practised every day.

When you set out to become a successful mortgage broker, or you’re desperate for that next level of success, ROUTINE is the name of the game. Through routine, you become the broker you know you can be and create a lasting and sustainable relationship, reputation and business in your local community.

If you’re currently frustrated with your lead flow, processes and systems then it’s time for a new routine.

Keep reading if you’re keen to learn more. 

In this article we’ll aim to cover:

  1. Why Is Routine So Important To A Mortgage Broker? 
  2. What Does Energy Management Have To Do With Routine? 
  3. How Do You Maintain Your Energy 
  4. How Does the Broker Journal™ Set Me Up For A Great Routine?

Why Is Routine So Important To A Mortgage Broker? 

 

Establishing a healthy routine that allows you to work towards your big goals is beneficial to most client and service provider businesses. Specifically for mortgage brokers and loan writers routine allows you to manage your time, energy and business at a much more professional and successful level.  

Routine allows you to create a healthy pipeline of clients, a hefty referral business and it allows you to convert more opportunities. Ultimately creating [and sticking to] a routine allows you as a mortgage broker to have a healthier work/life balance and enjoy your business more!

The sweet spot is when your routine becomes second nature and you move from scrambling to smooth sailing. 


What Does Energy Management Have To Do With Routine? 

 

Your energy is powerful. The way you show up every day for yourself, your family, your team and your clients has a HUGE impact on your results. You know this already if you have a week where you’re feeling run down, tired and can’t be bothered to “do” life. Guess what, next week and the week after you pay for it big time.

Before you know it, you’re way off track and scrambling to catch up. The highs and lows of the roller coaster that is life become a lot harder to manage with low energy. And you can kiss goodbye to those big goals because you won’t be motivated to achieve them.
 

How Do You Maintain Your Energy

So how do you keep your energy high and give yourself the tools to achieve these big goals?

 

  • Get enough rest and sleep (you physically can’t work without it).
  • Set audacious goals with realistic milestones.
  • Reward and celebrate the small steps on your path to success.
  • Cultivate a mindset of thanks and gratitude.
  • Listen to your gut. If you need more time off, more time with family, more time socialising so you can be 100% at work the next day, then do it. 
  • Watch what you’re consuming. Food, booze, Netflix, it all can affect your energy. 
  • Feel the sun, the ocean, the grass. The earth can energise us more than we know. 
  • Be kind to yourself. If you have a day or two that the routine flies out the window, it’s ok - we’re all only human! Get back into it and reset.

How Does the Broker Journal™ Set Me Up For A Great Routine? 


When you sign up to the Broker Journal™ we give you the routine to follow! It’s that simple. We’ve done the hard work, you can take this system and use it every day to become the broker, loan writer and business owner you know you can be. The tools, tips, insights and systems we present to you via your online learning hub are based on years of experience as a successful business owner and knowing what is needed to achieve success in this industry.

The Broker Journal™ gives you the road map to follow so the guesswork is taken out of your weekly, monthly and yearly business plan.

It’s a guide to walk you through step-by-step what you can do each week to authentically grow and build a stellar mortgage broking or loan writer career. With the Broker Journal™ you gain; Broker insights, activity sheets and valuable tips on how to do business better. You’ll enjoy better routines, behaviours and outcomes. So, whether you’re a new broker looking for answers on how to build your portfolio or a seasoned pro looking for that next step, you will gain invaluable insights from the Broker Journal™. 

For more information click here. Sign up today to become a better broker tomorrow. It’s that simple! For just $2 a day it’s a no-brainer. Plus, if you’re a MFAA or FBAA Member, they are accrediting weekly CPD points for your completed tasks as you work through the Broker Journal™

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Ian Winn profile picture
Ian Winn
24 September 2026
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Ruan has been my mortgage broking coach for 6 months. Having owned a very successful mortgage broking business and now a coach of many businesses he has unparalleled experience to share with his clients. He does this in a very clear and consultative manner. He is always looking for improvements and innovation for clients to implement in their businesses. He has a big picture approach which really helps you get out of the weeds when analysing your business. He has helped me grow my business and provide clarity to achieve my goals. Thanks for your support.
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Anisa Buckley
14 September 2026
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I have learnt so much from Ruan and the team at Success & Broker. Ruan's practical advice to me as a new broker has been incredibly helpful and I have incorporated many of his strategies and approaches into my own business.
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Bree Rivers profile picture
Bree Rivers
14 September 2026
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Working with Ruan has been great. He genuinely cares about your success and provides honest practical advice from his own experience that can be applied to get real results. I highly recommend Ruan to any broker wanting to grow.
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Your favourite Bald & Bespectacled broker
6 August 2026
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Great weekly 50min session with Ruan himself, done online over Zoom with other brokers. Intimate session of around a dozen people, including Ruan and the host. If you're a new broker and have under three or four years of experience, and wish to get an insight into Ruan's mind + pick up tips and tricks, it's a very good six month-long training program. Even if you're a more seasoned broker like myself (nine years in December 2026), it's worth an education session - I have a few pages of notes and thoughts. Give it a go, brokers.
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Christopher Dodson
6 August 2026
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Thanks Ruan for your insight and warm approach
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Achani Kodippili
4 August 2026
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That was an amazing journey with Success & Broker. Excellent guidance is simply practical. Thank you team for the opportunity.
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Sara Shome
1 August 2026
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I’ve really enjoyed being part of Ruan’s Grow Broker Program. As a broker with an over 5 years of experience, it is easy to reach a point where you feel like you’re doing well but not really moving forward. This program challenged me to rethink almost everything I thought I knew about broking, relationships, branding and what it really takes to build a sustainable career. Ruan has an incredible ability to make you look at your business and thinking from a completely different perspective while providing genuine support and practical strategies that you can implement immediately and easily. It is not about quick wins or generic coaching. It is about building the right foundations and becoming a better broker and business owner. The confidence and clarity I gained through the program played a crucial role in my decision to move into a BDM role. It helped me recognise where my strengths truly lie and gave me the self confidence to take that next step. I would highly recommend Success and Broker to anyone who feels they have reached a plateau or wants to take their career to the next level. It has been one of the best self investments I have made.
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Jonathon Rhydderch
22 July 2026
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The Success & Broker course has been fantastic. As a new broker, you learn a lot about the technical side early on: compliance, lending policy, structuring deals. But what nobody really teaches you is how to build a sustainable business around all that. Ruan's program fills exactly that gap, giving you so many practical, actionable ways to grow: daily habits and consistency, marketing that actually works for a brokerage, operations and systems that scale, and how to genuinely deliver a great client experience rather than just process loans. What I liked most is that it's not generic coaching. It's built specifically around where you are as a broker, whether that's establishing strong foundations early on or working toward running a proper business with leverage and a team behind you. The 'Broker Journal' kept me on track throughout the course and is a great reference point when i need to work on my business. It is like a blueprint for success. All of it is delivered in a refreshingly warm, positive, and genuinely invested way. You can tell they actually care about your outcomes, not just ticking a coaching box. Big thanks to Ruan, and to Ryan too. Highly recommend to any broker serious about building a real business, not just writing loans.
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Alex Ritchie
8 July 2026
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Ruan and the Success & Broker team have been really helpful in getting us to think about how we operate, how we build out or team, and where we want to go. Ruan is super knowledgeable, having spent many years as a broker running multiple firms. He asks the right questions and challenges your thinking.
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Lachlan McKean
6 July 2026
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I've worked with Ruan at Success & Broker for the last 12 months~ and it's been great. Always makes time to discuss what's going on and the advice is invaluable. If you're a broker thinking of using Ruan's services, it's definitely worth jumping on board.
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