Podcast

The LVR Podcast™ Episode #72 - Ethics: The Foundation of a Trusted Broking Business

February 16, 2026
The LVR Podcast™ Episode #72 - Ethics: The Foundation of a Trusted Broking Business

Ruan and Marissa explore why mortgage broker ethics and integrity in Australia are the most important long-term investments a broker can make — well above and beyond compliance.

The LVR Podcast™ Episode #72 - Ethics: The Foundation of a Trusted Broking Business

Mortgage broker ethics and integrity in Australia go well beyond what compliance requires — and in this episode of The LVR Podcast, Ruan Burger and Marissa Schulze make the case that your ethical standard is what ultimately defines your reputation, your longevity, and the kind of business you're actually building.

 

Ruan draws a clear distinction between customers and clients — and the level of commitment each word implies. Strong mortgage broker ethics and integrity in Australia means holding a standard regardless of the pressure you're under — even when a client wants something that isn't in their best interest, and even when a referral partner is dangling an incentive to push the boundaries. Saying no in those moments is hard. But it's exactly those moments that define your character.

 

Marissa is direct: brokers who consistently put the client's needs first — above their own commission or short-term revenue — will always win in the long run. She also makes the point that mortgage broker ethics and integrity in Australia can't be personal values alone — they have to flow through your team, your brand, and every client interaction your business delivers.

 

The challenge: decide early what kind of business you want to be, and let your actions — not your words — prove it every single time.

 

Ready to build a business built on trust? Explore the Broker Journal at successandbroker.com.au/the-broker-journal

More from Marissa
and her company,
Rise High Financial Solutions
www.risehigh.com.au
Posted on Google Google
Ian Winn profile picture
Ian Winn
24 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ruan has been my mortgage broking coach for 6 months. Having owned a very successful mortgage broking business and now a coach of many businesses he has unparalleled experience to share with his clients. He does this in a very clear and consultative manner. He is always looking for improvements and innovation for clients to implement in their businesses. He has a big picture approach which really helps you get out of the weeds when analysing your business. He has helped me grow my business and provide clarity to achieve my goals. Thanks for your support.
Posted on Google Google
Anisa Buckley profile picture
Anisa Buckley
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have learnt so much from Ruan and the team at Success & Broker. Ruan's practical advice to me as a new broker has been incredibly helpful and I have incorporated many of his strategies and approaches into my own business.
Posted on Google Google
Bree Rivers profile picture
Bree Rivers
14 September 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Ruan has been great. He genuinely cares about your success and provides honest practical advice from his own experience that can be applied to get real results. I highly recommend Ruan to any broker wanting to grow.
Posted on Google Google
Your favourite Bald & Bespectacled broker profile picture
Your favourite Bald & Bespectacled broker
6 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great weekly 50min session with Ruan himself, done online over Zoom with other brokers. Intimate session of around a dozen people, including Ruan and the host. If you're a new broker and have under three or four years of experience, and wish to get an insight into Ruan's mind + pick up tips and tricks, it's a very good six month-long training program. Even if you're a more seasoned broker like myself (nine years in December 2026), it's worth an education session - I have a few pages of notes and thoughts. Give it a go, brokers.
Posted on Google Google
Christopher Dodson profile picture
Christopher Dodson
6 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thanks Ruan for your insight and warm approach
Posted on Google Google
Achani Kodippili profile picture
Achani Kodippili
4 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
That was an amazing journey with Success & Broker. Excellent guidance is simply practical. Thank you team for the opportunity.
Posted on Google Google
Sara Shome profile picture
Sara Shome
1 August 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve really enjoyed being part of Ruan’s Grow Broker Program. As a broker with an over 5 years of experience, it is easy to reach a point where you feel like you’re doing well but not really moving forward. This program challenged me to rethink almost everything I thought I knew about broking, relationships, branding and what it really takes to build a sustainable career. Ruan has an incredible ability to make you look at your business and thinking from a completely different perspective while providing genuine support and practical strategies that you can implement immediately and easily. It is not about quick wins or generic coaching. It is about building the right foundations and becoming a better broker and business owner. The confidence and clarity I gained through the program played a crucial role in my decision to move into a BDM role. It helped me recognise where my strengths truly lie and gave me the self confidence to take that next step. I would highly recommend Success and Broker to anyone who feels they have reached a plateau or wants to take their career to the next level. It has been one of the best self investments I have made.
Posted on Google Google
Jonathon Rhydderch profile picture
Jonathon Rhydderch
22 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The Success & Broker course has been fantastic. As a new broker, you learn a lot about the technical side early on: compliance, lending policy, structuring deals. But what nobody really teaches you is how to build a sustainable business around all that. Ruan's program fills exactly that gap, giving you so many practical, actionable ways to grow: daily habits and consistency, marketing that actually works for a brokerage, operations and systems that scale, and how to genuinely deliver a great client experience rather than just process loans. What I liked most is that it's not generic coaching. It's built specifically around where you are as a broker, whether that's establishing strong foundations early on or working toward running a proper business with leverage and a team behind you. The 'Broker Journal' kept me on track throughout the course and is a great reference point when i need to work on my business. It is like a blueprint for success. All of it is delivered in a refreshingly warm, positive, and genuinely invested way. You can tell they actually care about your outcomes, not just ticking a coaching box. Big thanks to Ruan, and to Ryan too. Highly recommend to any broker serious about building a real business, not just writing loans.
Posted on Google Google
Alex Ritchie profile picture
Alex Ritchie
8 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Ruan and the Success & Broker team have been really helpful in getting us to think about how we operate, how we build out or team, and where we want to go. Ruan is super knowledgeable, having spent many years as a broker running multiple firms. He asks the right questions and challenges your thinking.
Posted on Google Google
Lachlan McKean profile picture
Lachlan McKean
6 July 2026
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I've worked with Ruan at Success & Broker for the last 12 months~ and it's been great. Always makes time to discuss what's going on and the advice is invaluable. If you're a broker thinking of using Ruan's services, it's definitely worth jumping on board.
crossarrow-leftarrow-right linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram